You’ve got a team of hard-working employees. Maybe they’re delivery drivers, cleaners, construction workers, or security staff. They show up every day, do the job, and keep your business moving.
But then life happens.
Rent is due a little early. A medical bill pops up. A family emergency back home means they need to send money, fast.
Now what?
For many low-income workers in the UAE, these situations are all too common. And when there’s no savings buffer or credit access, waiting until payday can feel impossible.
That’s where salary advance comes in. And it’s not just helpful for employees. It can make life easier for employers too.
In this article, we’ll walk you through:
- What salary advance actually is (and what it isn’t)
- How it helps your workers feel supported and secure
- Why offering it through NOW Money is a win for you as well
Let’s break it down.
What is a salary advance?
A salary advance lets employees access a portion of their already-earned wages before payday.
Let’s say someone has worked 18 days out of 30. They can request part of that earned amount ahead of the month-end salary date.
This isn’t a loan. No borrowing from outside providers.
With NOW Money, it’s all handled inside the app. The user sees how much they’re eligible to request, confirms the amount, and the funds land in their account instantly.
No awkward requests. No paperwork. Just timely access to money they’ve already earned.
Real life doesn’t wait for payday
Let’s paint a picture.
Say Ahmed is a warehouse packer in Ajman. His salary usually comes in at the end of the month. But on the 17th, he finds out his daughter back home needs to see a doctor urgently.
He doesn’t have a credit card. And he doesn’t want to ask a co-worker for a loan again.
Ahmed opens his NOW Money app, taps on Salary Advance, and takes out a portion of what he’s already worked for. He sends the money home the same day.
Crisis averted. No stress. No shame.
This isn’t a real story, but it could be. For thousands of workers in the UAE, this is the kind of situation that comes up time and again.
How salary advance helps your company
Now let’s look at the employer’s side of the story.
You want to support your employees, especially the ones working long hours and earning modest wages. But you also don’t want to get pulled into a manual, messy process every time someone asks for early access to their pay.
That’s where offering salary advance as an automated feature becomes a win-win.
1. Less HR headache
Without a tool like NOW Money, someone has to handle salary advance requests manually. That means checking attendance, calculating pro-rata amounts, and keeping track of who’s requested what.
With NOW Money, all of that admin disappears and you don’t have to lift a finger every time someone needs help.
2. More peace of mind for your team
When your workers know they have access to part of their salary if something comes up, they feel safer and more valued.
That security translates into better focus, fewer absences, and less turnover. It’s a benefit that pays back in retention.
3. No extra cost to the business
This isn’t a financial perk you have to budget for. It’s money your team has already earned. And because NOW Money manages the entire process, there’s no extra pressure on your finance or payroll teams.
Built for your workforce
NOW Money was created with your workforce in mind. The ones who:
- Get paid monthly
- Use salary cards
- Send money home regularly
- Don’t always have access to traditional banking
That’s why salary advance is built right into the NOW Money app. It works alongside the features they’re already using, like checking balances, sending remittances, and topping up phones.
👀 Want a closer look?
Book a demo to explore NOW Money’s full digital solution: salary advance, payroll, remittances and more.
Giving people access to their own money when they need it is one of the simplest, most human things a company can do. It shows you understand their world and want to help them stay in control of their lives, even when things get tough.
For you as an employer, it’s not another complicated benefit to manage. It’s a smart, lightweight solution that helps you build trust with your team without adding more work to your plate.
NOW Money is here to help with that. Just real support for the workers who keep everything going and for the businesses who want to treat them right.
