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Terms of Use

Please contact us with any queries on the below at the following web address:  

The terms set out below are valid from 14 October 2018.

Please ensure that you have read and understood the terms and conditions of this website (the “Terms“) before using the site (the “Website”). By using the Website, this is taken as your acceptance of the Terms without reservation. If you do not accept the Terms, please do not use the Website.

N O W Payment Services Provider LLC may at its discretion amend the Terms at any time. In such an event we will post the revised terms on the Website together with an updated validation date. Should the amendments to the Terms be considered by ourselves to be significant, we may elect to notify you by other electronic means.

  1. Recitals

N O W Payment Services Provider LLC is a company registered in the United Arab Emirates under company number 767072 and our registered office is 2607B, Tower B, Business Central Towers, Dubai Internet City, Dubai, United Arab Emirates, PO Box 34505 “NOW Money“, “we“, “our” or “us“).

NOW Money is the operator of the Website.

  1. Information Submissions

2.1.  You confirm and agree to not submit at any time, any material which:

2.1.1.   is false, misleading, defamatory, discriminatory, threatening, offensive, abusive, likely to cause someone anxiety or distress, encourages violence or racial or religious hatred, is blasphemous, pornographic, in breach of confidence, in breach of privacy; or

2.1.2 infringes any intellectual property rights in any way; or

2.1.3 which is technically harmful (including, without limitation, computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data); or

2.1.4 which encourages or teaches conduct that is a criminal offence, gives rise to civil liability, or is otherwise unlawful.

2.2.  Any and all material and/or information which you submit to NOW Money, save for material and/or information that personally identifies you, shall be considered non-confidential and non-proprietary. Accordingly, NOW Money shall have any and all rights to use, copy, distribute and disclose this to third parties at all times in NOW Money’s absolute discretion.

2.3   You confirm that in respect of any and all information and/or material submitted by you, you own the rights in everything you submit or in the event that you do not, you have obtained the relevant permissions from the rights owner to submit the material.

2.4.  NOW Money will not be responsible or liable to any third party, for the content or accuracy of any materials submitted by you and in the event that NOW Money becomes responsible or liable in any way, you agree to fully indemnify NOW Money for any costs, losses or any such other amounts which they have incurred as a result of this.

2.5.  NOW Money is not obliged to use material submitted by you and may at their absolute discretion remove from the Website and their database any of the material submitted by you.

  1. Site Access

3.1.  If the Website is unavailable for any reason and at any time (including for any period of time), NOW Money shall not be liable to you for such an occurrence.

3.2.  In order to register on the Website you must be 18 years or older.

3.3.  Only one registration is allowed per person.

3.4   Once registered, you must ensure you keep your registration information up to date.

3.5.  NOW Money may in its absolute discretion, restrict access to all or some parts of the Website to any persons, which shall include, for the avoidance of doubt, users who have registered with us.

3.6.  In the event you receive a user identification code, password or any other piece of information as part of NOW Money’s security procedures, you must ensure that such information is treated as confidential. Further you must ensure that such information is not disclosed to any third party.

3.7   You agree that you will not allow anyone to use your account and/or use anyone else’s account. Further, you shall not impersonate or attempt to impersonate any other person.

3.8.  You accept full responsibility for your account and everything done on it.

3.9   As soon as you suspect or become aware (whichever is sooner) that someone else may have access to, or be using, your password or account, you must inform us of this by contacting us at or 800 669 66630.

  1. Intellectual Property Rights

4.1.  All intellectual property rights contained in the Website and any and all materials published on the Website are owned and/or licensed by NOW Money with all such rights reserved.

4.2.  You agree that you shall not at any time:

4.2.1.  use the Website for any commercial purposes without first obtaining the prior written consent of NOW Money;

4.2.2.  copy, reproduce, distribute, republish, download, display, post and/or transmit in any form and/or by any means any content of the Website except as NOW Money permit in these Terms.

4.3.  NOW Money consent that you may, on a non-commercial basis only, print and download extracts from the Website so long as:

4.3.1. no modification is made in any way to any documents and/or related graphics;

4.3.2. no graphics are used separately from the accompanying text; and

4.3.3. no copyright, trade mark or such other notices are removed.

  1. Data protection and privacy

5.1.  NOW Money shall comply with the General Data Protection Regulation ((EU) 2016/679) and any other applicable national implementing laws, regulations and secondary legislation relating to data protection or privacy, as each of the foregoing may be amended, updated, consolidated, replaced and/or re-enacted from time to time.  

5.2   NOW Money shall use and process your personal information in accordance with its Cookie Notice and Privacy Policy.  

  1. Liability

6.1.  NOW Money provides no warranties and/or advice of any kind in relation to any of the materials and/or information contained on the Website. All material contained on the Website is for information purposes only. You should carry out your own check in respect of any material and/or information on the Website.

6.2.  NOW Money is not liable for the following:

6.2.1.  any action you may take as a result of relying on any information and/or materials provided on the Website or for any loss or damage suffered by you arising there from; or

6.2.2.  any dealings you have with third parties (for example, suppliers of goods or services) that take place using or facilitated by the Website; or

6.2.3   if you cannot access and/or use the Website as a result of any event outside the control of NOW Money; or

6.2.4.  any liability for losses which are not a foreseeable or likely consequence of a breach by NOW Money of these Terms and/or your use of the Website; or

6.2.5   third party content on the Website. Third party content includes, for example, comments posted by other users and display advertising.

6.3.  NOW Money cannot guarantee that the Website will be available at all times, error free and/or free from viruses.

6.4.  Nothing in these Terms affects any liability which NOW Money may have for death or personal injury arising from its negligence, fraud or any other liability which cannot be excluded or limited by law.

6.5.  Where the Website contain links to other sites and resources (for example payment processing sites) which are provided by third parties, these links and resources are provided for your information only and you access them at your own risk. We are not liable or responsible for the content of third party sites or resources and their terms and conditions will apply when you access their sites and/or resources.

  1. Severability

In the event any part or provision of these Terms is found to be unlawful and/or unenforceable, this shall not in any way affect the validity of any other part or provision of these Terms. In such an event, these Terms shall continue without limitation and in full force with the offending part or provision duly severed from these Terms.

  1. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Dubai International Financial Centre (DIFC).  Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity or termination, or arising from or related to use of the Website, shall be subject to the exclusive jurisdiction of the Courts of the Dubai International Financial Centre (DIFC). For disputes under 1,000,000 AED in value, the parties agree to exclusively hear the matter in the Small Claims Tribunal at the DIFC Courts.