Rafiq, a 26-year-old cleaner from Bangladesh, has been working in Sharjah for the last two years. 

Working hard to earn 1200 dirhams per month, Rafiq is motivated by his family in Bangladesh, especially his sick father who is undergoing hospital treatment. 

Every month, through the NOW Money app, Rafiq diligently sends a portion of his earnings back home to support his father’s medical expenses. The app allows him to make fast and secure transactions, ensuring that his family receives the much-needed financial support.

NOW Money also helps Rafiq to connect with his parents each week through the in-built mobile recharge feature, so he can spend more of his free time making calls rather than seeking top-ups. Despite the miles that separate them, Rafiq feels closer to his sick father, offering words of comfort through these precious virtual connections.

Asad is a 40-year-old from Pakistan, currently working in construction in Dubai. 

He lives humbly and shares a room with other workers so that he can support his family back home as much as possible. 

With NOW Money, Asad gets paid directly into his own digital bank account. Using the app in his own language, he can quickly and easily send money to his family in Pakistan as soon as he gets paid. 

Having NOW Money also allows Asad to store his money safely in his digital bank account rather than keep his cash in his shared room. He can check how much he has in his account at any time, so he can manage his budget through to his next payday.

After sending money home, Asad can relax with his roommates, comforted that he has been able to support his family through his hard work and careful budgeting.

Vikram, a 32-year-old chef from India, works in Ras al Khaimah. He earns 2900 dirhams monthly and lives in the hotel’s staff accommodation.

Every dirham is crucial to Vikram. He works seven days a week to secure a promising future for his two young children in India, sending money back home to support their schooling.

The NOW Money solution supports Vikram’s goal. By being able to send money home through the app, he sends money regularly to his family money whenever his children require funds for school or for other urgent needs.

For Vikram, NOW Money supports life as a chef in Ras al Khaimah; but more importantly, supports his role as a dedicated father, working hard to provide a better future for his beloved children in India.